0360 Co-operative Financial & Economic Ecosystem • South Africa
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Co-operative Model

How 0360 Co-operative Works

A transparent overview of the continuous member journey, constitutional rights, fee structures, and how community buying keeps money circulating in South African townships.

Journey The Continuous Member & Business Flywheel

1. Discover

Explore verified township businesses, suppliers, and procurement campaigns.

2. Register

Select your account type (Individual, Business, Stokvel, Supplier, Partner).

3. Verify

Complete mobile OTP, POPIA consent, and upload compliance documents.

4. Build a Profile

Claim your digital storefront, badges, location pin, and operating hours.

5. Formalise

Follow guided checklists for CIPC, SARS, Municipal trading permits, and bank accounts.

6. Learn

Access bite-sized low-data business courses at Kasi Business Academy.

7. Procure

Join group-buying campaigns to access direct wholesale factory prices.

8. Trade

Sell retail & wholesale goods to local consumers and corporate buyers.

9. Receive Payments

Accept digital cards, Instant EFT, QR payments, and digital receipts.

10. Opportunities

Unlock corporate tenders, ESD enterprise supplier development, and grants.

11. Grow

Track turnover, bookkeeping cash flow, and achieve investment readiness.

12. Governance

Vote at the AGM with 1-member-1-vote democratic equality.

Transparent Fee & Capital Structure

0360 is governed by South African co-operative legislation. We distinguish clearly between statutory fees, ownership shares, and encouraged trading targets.

Item Amount Nature Refundable? Rights & Benefits
Entrance Fee R 100.00 Once-off / Mandatory No (Admin Cost) Covers compliance onboarding, digital ID generation & board review queue.
Member Share Capital R 100.00 Once-off (1 Share) Yes (On Board Exit) Full democratic voting rights (1 Member, 1 Vote) and dividend rebate pool eligibility.
Monthly Purchasing Target R 250.00 Encouraged Spend N/A (Retail Spend) Not a fee. Spend with local township businesses or bulk buying network to circulate wealth.